Volkswagen Motorhome

Motorhome insurance guide

Insurance for a Volkswagen campervan

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A California and a converted Transporter are not the same proposition

The California is a factory-built Volkswagen camper. Many other Transporters have been converted by independent firms or private owners. State which you have, who completed the work and what the V5C records.

Tell the whole conversion story

For an independent conversion, keep invoices and photographs for the roof, furniture, electrics, gas installation and seats. If the work was completed in stages, give the current specification rather than the condition in which the van was first registered.

Use the finished vehicle for valuation

A commercial Transporter price misses the conversion, while a factory California may be a poor comparison for a self-build. Match the base model, age, mileage, roof type, converter and quality of finish as closely as possible.

Modifications often extend beyond the living area

Declare lowered or raised suspension, non-standard wheels, engine tuning, body styling and tow equipment as well as solar panels, heaters and batteries. Insurers may distinguish a professional conversion from a self-build, so answer that question precisely.

Seats need evidence

State the number of approved belted travelling seats and retain paperwork for later seat or restraint installations. A pop-top bed does not create additional travel seats.

Daily use and theft cover

Many VW campers serve as everyday vehicles. Include commuting or business use where needed and set a realistic mileage. Check cover for fixed equipment, portable camping gear and keys, and follow any alarm or storage condition.

Related campervan converters

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Compare Motorhome Insurance Policies Powered by Quotezone Prudent Plus Limited is an introducer appointed representative of Seopa Ltd (FCA reference 313860). Seopa Ltd, trading as Quotezone, provides the comparison service. We receive commission if a policy is bought, at no extra cost to you. We do not offer financial advice.